DOR Delegation is now live!
Stake TREE and earn daily rewards from a monthly pool of 300,000 TREE, while supporting the accuracy and reliability of Decentralized Offered Rates (DOR) — benchmark rates designed to enable fixed income markets in DeFi.
TREE holders can now participate directly in maintaining the benchmark rate infrastructure alongside leading institutions that contribute rate predictions to DOR.
Every stake helps strengthen DeFi’s fixed income layer that lending markets, yield strategies, and onchain interest rate products depend on.
The foundation for decentralized fixed income is being laid.
What Is TREE Staking?
TREE Staking allows you to delegate your TREE tokens to institutions contributing predictions to DOR. These institutions, known as panelists, submit daily rate predictions that help determine benchmark interest rates. Their accuracy is measured continuously against realized market outcomes.
When you stake TREE, you:
- Earn rewards based on panelist performance
- Help improve benchmark rate reliability
- Contribute directly to the rate infrastructure supporting DeFi markets
Instead of passive holding, TREE now allows active participation in pricing digital asset markets.
TREE Utility at a Glance
TREE is the engine of the Treehouse ecosystem, serving as the medium of exchange that incentivises the DOR network and its participants to predict rates accurately while enabling decentralized governance and driving fixed income growth across DeFi.
Staking adds a new productive dimension, one directly tied to the growth and integrity of the DOR network.
Learn more about TREE and its full utility here.
DOR: The Rate Layer Powering Fixed Income in DeFi
Fixed income markets cannot function without reliable benchmark rates.
In traditional finance, reference rates like LIBOR and SOFR determine how loans are priced and how derivatives settle. For years, DeFi has operated without this layer.
That changes with the introduction of Decentralized Offered Rates (DOR).
As DeFi’s answer to absent benchmark rates, DOR establishes transparent and verifiable onchain reference rates that form the foundation for fixed income products and primitives across DeFi. These rates support:
- Lending markets
- Yield strategies
- Structured products
- Forward rate agreements (FRAs)
- Interest rate derivatives
Since launch, DOR has already begun supporting early fixed-income use cases across DeFi.
FalconX has introduced the first tradable Forward Rate Agreements (FRAs) referencing the Treehouse Ethereum Staking Rate (TESR), with participation from leading institutions including Edge Capital, Monarq, and Mirana. On Term Finance, users can reference DOR benchmarks such as Treehouse Ethereum Lending Rate (TELR) and Treehouse Ethereum Borrowing Rate (TEBR) to guide fixed-rate lending and borrowing bids.
Together, these integrations mark early adoption of onchain benchmark rates as a foundation for transparent rate markets in digital assets, reflecting broader recognition of onchain benchmark rates as critical infrastructure for DeFi.
Learn more about DOR and TESR.
Earn Rewards Daily Through TREE Staking
With the start of TREE delegation for the Treehouse Ethereum Staking Rate (TESR), TREE holders can now support the institutions setting DeFi’s benchmark rates, and get rewarded for it.
In Treehouse, panelists are whitelisted institutions that power DOR rate-setting. They submit predictions daily across multiple timeframes, and their accuracy is evaluated publicly against realized spot rates every observation period.
When you stake TREE, you delegate to a panelist of your choice and earn rewards based on their forecasting performance. The more accurate your panelist’s predictions, the more you earn.
This performance-based structure aligns incentives across the network. As more TREE is staked, participation increases and benchmark rates become more reliable, strengthening the rate layer that DeFi markets depend on.
Before delegating, stakers may compare panelists’ performance across three metrics:
- Rewards APR: the 30-day historical average return on staked TREE, based on how well the panelist has performed
- Participation rate: how consistently they submit predictions
- Accuracy: how closely their predictions match the realized DOR rate over time
Each panelist vault holds up to 1.5M TREE, and there is no minimum stake. You can delegate across multiple panelists, but note that once a vault is full, you will need to choose a different one.
Browse and review panelists’ performance on the Panelist page.
As a TREE staker, your delegated position also counts toward your governance voting power in the Treehouse DAO. Learn more about governance here.
Rewards Mechanism
300,000 TREE is distributed to panelists and delegators each month. Of that, 90,000 TREE goes to panelists and 210,000 TREE to delegators, split proportionally across every day.
Panelists submit predictions across three timeframes, with longer-term forecasts carrying greater weight:
- 30-day predictions → 60% of daily rewards
- 7-day predictions → 30% of daily rewards
- 1-day predictions → 10% of daily rewards
Within each tranche, rewards are allocated proportionally based on accuracy. Panelists whose predictions land closest to the realized spot rate earn a larger share for their delegators.
Your rewards depend on three factors:
- How much TREE you stake
- Which panelist(s) you delegate to
- How accurately your panelist(s) perform
Delegation rewards are reflected daily at approximately 01:15 UTC and never expire. You can claim them anytime from your Portfolio page.
For a detailed explanation of how accuracy is measured and rewards are calculated, refer to the Rewards Calculation Guide.
Get Started with TREE Staking
Ready to support the benchmark rates powering DeFi and earn daily rewards while doing it?
Getting started takes just a few steps:
- Visit dor.treehouse.finance and select “Stake & Earn”
- Select your preferred panelist from the list
- Enter the amount of TREE you wish to stake
- Confirm the transaction in your wallet
Comprehensive guides on staking, unstaking, withdrawing, and claiming rewards can be found in the DOR user guides.
Pre-Deposit Vault Participants: Next Steps
If you previously staked into the Pre-Deposit Vaults (PDV), your position is now ready to be claimed.
After claiming, you can redeploy your TREE through Stake & Earn to receive daily staking rewards!
Looking Ahead
Benchmark rates are the backbone of fixed income markets. With Decentralized Offered Rates (DOR) now live and already supporting early integrations across lending markets and rate products, that foundation is moving onchain.
Support the rate layer shaping DeFi’s fixed income future — and earn daily while doing it. 🌳
Stake TREE here.
Frequently Asked Questions (FAQs)
Q: What is the difference between staking and delegating?
A: The same action. Staking TREE means delegating your tokens to a panelist. Returns are performance-based, not fixed.
Q: Can I stake into more than one panelist?
A: Yes, with no restriction on how many vaults you stake into.
Q: Is there a minimum amount to stake?
A: No minimum required.
Q: When are rewards available to claim?
A: Rewards are calculated daily at approximately 01:15 UTC and claimable from your Portfolio page at any time.
Q: Do my rewards expire?
A: No. Claim whenever you are ready.
Q: What happens if my panelist does not submit predictions on a given day?
A: Delegators in that vault will not receive rewards for that day. This affects a panelist’s participation rate, which you can review before delegating.
Q: What happens if my panelist stops participating?
A: Your staked TREE and accrued rewards will move to a holding vault. Treehouse will not automatically restake on your behalf.
Q: Is there a lock-up period?
A: There is no lock-up period to stake. If you choose to unstake, a 30-day waiting period applies before your TREE is returned to your wallet.
Q: What happens to my rewards during the 30-day unstaking period?
A: Rewards continue to accumulate on your TREE position that is being unstaked during the waiting period.
Q: How do I unstake my TREE?
A: Go to your Portfolio page and select the panelist vault you wish to unstake from. Click “Unstake” and enter the amount you wish to withdraw. Once confirmed, a 30-day waiting period begins before your TREE can be claimed.
Q: Can I unstake part of my position?
A: Yes. You can partially unstake from a panelist vault without affecting the rest of your staked position.
Q: What is the vault cap per panelist?
A: Each panelist vault has a cap of 1.5M TREE. If a vault is full, you will need to choose a different panelist or wait for available capacity.
Q: How is APR calculated?
A: APR is variable and specific to each panelist vault. Learn more about rewards calculations here.
Q: I was in the PDV. What do I need to do?
A: Two separate claims are required: one for your PDV rewards and one for your original staked TREE amount. Both are claimable instantly with no waiting period.
About Treehouse 🌳
Treehouse, a digital assets infrastructure firm and the decentralized arm of the parent company Treehouse Labs, is at the forefront of revolutionizing the decentralized fixed income market. Treehouse Protocol introduces innovative fixed income products and primitives across chains through tAssets, liquid staking tokens that empowers its users to participate in the convergence of on-chain interest rates while retaining the flexibility to engage in DeFi activities.
Treehouse Protocol is also pioneering the Decentralized Offered Rates (DOR) consensus mechanism for benchmark rate setting, enabling a range of fixed income products and primitives into digital assets. Treehouse is dedicated to creating safer and more predictable return alternatives for both individual investors and institutions.
Website: https://treehouse.finance
Discord: https://discord.gg/treehousefi
